Customize Your Experience
Our unique financial planning process, Legacy for Life® includes four distinct phases:
Phase One: Discovery
We meet with you to gain an understanding of your current situation, your risk tolerance and the goals for you and your loved ones. You will also become more familiar with our philosophies, investment strategies and approach to helping you with strategies that seek to maintain and grow your wealth.
Phase Two: Set the Compass
After we analyze and evaluate your financial status and understand what’s most important to you, our team will help position your portfolio to take advantage of cash flow opportunities. During this process, we will work with you and your other professional advisors to develop a detailed plan centered on your goals and dreams.
Phase Three: Progress Report
You will receive a written step-by-step process of the recommended strategies we tailor to fit your unique needs, and continue to present new opportunities as the needs of you and your loved ones evolve with the passage of time.
Phase Four: Living Your Legacy
One of our CERTIFIED FINANCIAL PLANNER™ practitioners will monitor your cash flow and net worth on a quarterly basis to ensure your strategies are effectively working for you. This will include ongoing communication and collaboration with your other professional advisors, when necessary.
Select the service package that best fits your needs.
Personal service through regular interaction with experienced dedicated Wealth Partners. This includes quarterly phone calls, annual meetings and individualized, personal financial planning services focusing on your goals and objectives. Services include retirement planning, education planning, risk management goal planning, estate planning and trust services.
High Net Worth
Customized service through high level of interaction with experienced dedicated Wealth Partners and investment policy committee members. This includes monthly phone calls, semi-annual meetings, and individualized, personal financial planning services focusing on your goals and objectives. Services include retirement planning, education planning, risk management goal planning, estate planning and trust services.
Worksite Financial Wellness
We believe that ALL Americans should have access to independent and affordable advice. This is why we developed a Comprehensive Financial Wellness program to bring the fiduciary standard to all Americans. We deliver accountability through one-on-one interaction for all employees regardless of job title or income.
Customized investment strategy options and financial planning services delivered by registered financial advisors. The use of our integrated technology platform provides exceptional service delivered at your convenience. Services include retirement planning, education planning and risk management.
Services to not-for-profit organizations include a spirit of board service and volunteerism as well as leveraging our established investment management framework at a reduced cost. Our objective is to save organizational management costs to allow more funds to be used to meet the mission or each organization. We work with investment committees on their fiduciary responsibility regarding the good stewardship of the organizational funds as well as on the suitability of the current Investment Policy Statement.
Points of Interest
We are mindful of your total cost of investing when constructing and managing all strategies.
The average number of strategies our High-Net Worth clients own in order to alleviate single strategy risk.
The number of securities we re-evaluate on a quarterly basis for inclusion in our strategies.
We utilize a proprietary non-emotional (quantitative) approach in selecting and managing your wealth.
Core global exposure through a 25 country rotation strategy alongside a U.S. sector rotation strategy.
ADS Core Strategy
An individual equity strategy focused on multi-national U.S. corporations. Equities are complimented by a quarterly sector rotation strategy.
Core exposure aimed at pinpointing opportunities among the top industries in the U.S. Over 30 industries are evaluated on a quarterly basis.
Global Equity Income
An individual equity strategy aimed at core income and long-term capital gains.
Core global exposure seeking to achieve minimal turnover and long-term capital gains.
Municipal bond exposure alongside U.S. equity exposure. Tax awareness is one of the main objectives.
No strategy assures success or protects against loss. Stock investing involves risk including loss of principal.
International investing involves special risks such as currency fluctuation and political instability and may now be suitable for all investors.
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price. Municipal bonds are federally tax-free but other state and local taxes may apply.